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Products and agency services may not be available in all states.  Stephen M. Polizzi is licensed for life, health and variable annuity products in the state of New York and state of Florida.  Securities offered by Stephen M. Polizzi as a Registered Representitive through LifeMark Securities Corp., Member NASD, SIPC, 400 West Metro Park, Rochester, New York 14623, (585) 273-8530.  LifeMark Securities Corp. and Stephen M. Polizzi Insurance Agency are separate and unrelated companies.